Wholesale margins are often thin, and the business model means paying suppliers and holding stock long before your customers pay you.
Invoice finance for wholesale businesses releases the cash tied up in your unpaid invoices, so you can maintain stock levels, pay suppliers on time and take advantage of early payment discounts, without your cash flow dictating your buying decisions.
Warehousing, transport and staffing costs keep climbing, tightening margins on every order.
Landing a bigger order is good news until you're funding stock for it before you've been paid for the last one.
Customers pushing 30-day terms out to 60 or 90 days widens the gap between buying stock and getting paid.
Without enough reserves, a single late payer can throw the whole business off balance.
Getting stock levels wrong in either direction ties up cash or costs you sales.
We compare invoice finance providers who understand stock-heavy, high-volume wholesale businesses, so your facility is structured around your buying and selling cycle, not a generic template.
We arrange your finance so you can stay focused on customers and stock, not lender applications.
We place you with the right funder first time, rather than you working through the market alone.
We can negotiate better rates across our panel than you're likely to secure going direct.
Funds can be released the same day from your invoices, keeping stock and suppliers funded.
Can work out better value than an overdraft or loan, particularly as your order volumes grows.
Easy to use online systems make drawing funds part of your everyday process.
Your facility grows in line with your sales ledger, so bigger orders don't mean a cash flow crisis.
Please contact us if you cannot find an answer to your question.
Not with a confidential facility such as invoice discounting, which keeps collections invisible to your customer.
Often more cost effective than assumed, particularly against the cost of turning down orders because stock can't be funded, or missing early payment discounts from your own suppliers.
A professional funder manages collections in a way that protects your relationships, not one that puts them at risk.
Usually none beyond your invoices, so your stock and premises aren't required as security.
Whatever you wholesale and however long you've been trading, if you invoice other businesses and wait weeks to be paid, invoice finance can give your business fast, flexible and secure access to the cash it needs to grow.
Get in touch for a free, no obligation comparison of invoice finance options for your wholesale business.
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Simply Invoice Finance is a trading style of Goodman Corporate Consultancy Limited, an independent commercial finance broker, not a lender. As such, we can introduce you to a wide range of finance providers depending on your requirements and individual circumstances. We are not independent financial advisors and are unable to provide independent financial advice. We typically receive payment or other benefits from the finance provider if you decide to enter into an agreement with them.
Goodman Corporate Consultancy Ltd is authorised and regulated by the Financial Conduct Authority, No. 733340.